Top Cheap Annual Gym Memberships Ranked by Real Yearly Cost

Finding the cheapest gym isn’t just about the headline monthly price. Real yearly cost folds in all the extras that hit your card over 12 months—so you know what you’ll actually pay. Using this lens, the perennial budget winners are Crunch (basic), YouFit, and Planet Fitness, with many members landing near the $180–$300 range if they catch a promo and skip extras. Below, we rank leading low-cost gym chains by estimated first-year totals, outline amenity trade-offs, and show who each brand fits best so you can match price with what you’ll really use.